10 Best Banks You Can Open With Your LLC in 2026

10 Best Banks You Can Open With Your LLC in 2026

Starting a USA LLC is one of the best ways to build an online business in 2026. But after forming your LLC, the next important step is opening the right business bank account.

In this guide, I’ll show you the 10 best banks and fintech platforms you can open with your LLC. These platforms are useful for:

• Amazon FBA sellers
• Shopify store owners
• Freelancers
• Agencies
• SaaS founders
• Affiliate marketers
• International entrepreneurs

Many of these platforms also provide:

✅ Unlimited virtual cards
✅ USD business accounts
✅ International payments
✅ ACH & wire transfers
✅ Multi-currency support
✅ Online banking features

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1. Wise Business

Wise Business is one of the most popular international business banking platforms for LLC owners.

Best Features

• Multi-currency account
• International payments
• Low transfer fees
• USD receiving account
• Great for freelancers and agencies

Best For

• Freelancers
• Agencies
• International businesses
• Shopify sellers

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2. Relay

Relay is a powerful business banking platform designed for LLC owners and online businesses.

Best Features

• Unlimited virtual cards
• Multiple business accounts
• Expense management
• Team access
• Easy online banking

Best For

• Amazon FBA
• Shopify
• Ecommerce
• Agencies

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3. Rho

Rho is a modern fintech platform for startups and growing businesses.

Best Features

• Corporate cards
• Banking tools
• Spend management
• Startup-friendly dashboard

Best For

• SaaS founders
• Startups
• Online businesses

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4. Brex

Brex offers banking and corporate card solutions for modern companies.

Best Features

• Business account
• Expense management
• Corporate cards
• Startup tools

Best For

• Startups
• Scaling businesses
• Tech companies

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5. Airwallex

Airwallex is one of the best platforms for international business banking.

Best Features

• Global accounts
• International transfers
• Multi-currency support
• Virtual cards

Best For

• Ecommerce
• International businesses
• Agencies

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6. Mercury

Mercury is one of the most popular banking platforms for LLC owners.

Best Features

• Business banking
• Virtual cards
• Clean dashboard
• ACH & wire support

Best For

• Startups
• SaaS businesses
• Online entrepreneurs

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7. WorldFirst

WorldFirst is popular among Amazon FBA sellers and ecommerce businesses.

Best Features

• Marketplace collection
• Multi-currency account
• International transfers

Best For

• Amazon FBA
• Ecommerce sellers
• International marketplaces

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8. Novo

Novo is a simple online business banking platform for small business owners.

Best Features

• Easy setup
• Online business checking
• Beginner-friendly dashboard

Best For

• Freelancers
• Small businesses
• Beginners

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9. Payoneer

Payoneer is widely used by freelancers and affiliate marketers worldwide.

Best Features

• USD receiving accounts
• Marketplace support
• International payments

Best For

• Fiverr freelancers
• Upwork users
• Affiliate marketers

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10. nsave

nsave is a growing platform for international entrepreneurs needing USD banking access.

Best Features

• USD account
• Online banking
• International support

Best For

• Remote workers
• International business owners

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Best Platform for Different Needs

Best for Unlimited Virtual Cards

• Relay
• Mercury
• Brex
• Airwallex

Best for International Payments

• Wise
• Airwallex
• WorldFirst
• Payoneer

Best for Amazon FBA

• WorldFirst
• Relay
• Wise

Best for Shopify

• Relay
• Mercury
• Wise

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Documents You May Need

Before applying, prepare:

• LLC documents
• EIN letter
• Passport or ID
• Business address
• Business website
• Business email
• Phone number

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Need Help With LLC or Banking?

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Disclaimer

This article is for educational purposes only. Banking approval depends on your country, documents, business type, and platform policies.

Always check the official website before applying.